Buying?

Here’s Some Tips

If you want to optimize your search, let’s connect and I’ll walk you through finding your dream home

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Where Do You Start?

Where do you start with anything? Hopefully, the answer that popped into your mind was, “asking questions”.

Here are the preliminary questions you should ask yourself:

  • How much do I want to spend and what can I realistically afford?

  • What are my highest priority needs and wants in a property?

Asking these questions will set the parameters of your property search and allows us to “color in the blanks”, as we go.

  • If you are going to need a loan, you should immediately start the preapproval process through a local lender.

    This will give you an understanding of your price range and monthly payment.

    If you are a cash buyer, what you can afford depends on many variables, such as, but not limited to: your savings, future expenses, property tax bill, insurance costs, and home repairs/maintenance.

  • Having financial flexibility, via a large cash position, can be a massive advantage in times of uncertainty.

    Consider the scenario in which you have an expensive medical procedure on the horizon; you may prefer to keep your cash position untethered and available for unexpected costs.

    However, if you have confidence in not needing a portion of your cash, cash offers are usually more competitive than financed offers.

  • Typical wants and needs I hear span from gardening space, to good schools, to not-by-freeway, to low crime, etc.

    However, some things you may want to consider are; (a) costs & availability of insurance in your target area, (b) the terrain of the property and potential flooding/erosion risks, (c) proposed developments that may later affect your home’s value.

    These are only a sampling of things to think about. I’d be happy to talk this over with you, in more detail, if that would be helpful. My number is 831-212-0947

40,000ft View

No path to homeownership is ever the exact same. There are hurtles and unexpected turns that come up throughout the journey, which demand flexibility and endurance. There is also different approaches and strategies, depending if you are a cash or financed buyer. However, this overview is a good starting place.

How long does the process take?

It differs from person to person, as there are many variables in the process, making it difficult to give a precise answer. Here are some general rules of thumb to think about.

If you are…

Group Activity

11:00am

Lunch Break

12:30pm

Creative Workshop

2:00pm

Dinner

6:30pm

The Buyer Roadmap

We explore the possibilities beyond this moment, making space for growth, action, and forward momentum. As we end our time together, we honor the experience, the growth, and the connections made along the way.

Check-In

9:00 – 9:30am

Group Activity

11:00am

Lunch Break

12:30pm

Creative Workshop

2:00pm

Dinner

6:30pm